You enroll in Accident Insurance
After insurance is in effect, you are injured in a covered accident
Receive a benefit payment
Use your money however you want
Who is the provider?
MetLife
With over 150 years of experience, MetLife is a leading innovator and a recognized leader in protection planning and retirement & savings solutions.
When is a benefit paid under the policy?
Who in my family is eligible for this program?
Members of your family who are considered eligible to enroll for insurance include:2
You must be enrolled in Accident Insurance for members of your family to also enroll.
How much does this insurance cost?
Do I have to answer health questions or take a medical exam?
What if my employment status changes?
When would my coverage start?
Am I really free to use the payment any way I choose?
Legal Disclaimers
1Covered services/treatments must be the result of an accident or sickness as defined in the group policy/certificate. See your Disclosure Statement or Outline of Coverage/Disclosure Document for more details.
2Coverage is guaranteed provided (1) the employee is actively at work and (2) dependents to be covered are not subject to medical restrictions as set forth on the enrollment form and in the Certificate. Some states require the insured to have medical coverage. Additional restrictions may apply to dependents serving in the armed forces or living overseas.
3Eligibility for portability through the Continuation of Insurance with Premium Payment provision may be subject to certain eligibility requirements and limitations. For more information, contact your MetLife representative.
METLIFE’S ACCIDENT INSURANCE IS A LIMITED BENEFIT GROUP INSURANCE POLICY. The policy is not intended to be a substitute for medical coverage and certain states may require the insured to have medical coverage to enroll for the coverage. The policy or its provisions may vary or be unavailable in some states. There are benefit reductions that begin at age 65, if applicable. Like most group accident and health insurance policies, policies offered by MetLife may include waiting periods and contain certain exclusions, limitations and terms for keeping them in force. For complete details of coverage and availability, please refer to the group policy form GPNP12-AX or contact MetLife. Benefits are underwritten by Metropolitan Life Insurance Company, New York, NY. Hospital does not include certain facilities such as nursing homes, convalescent care or extended care facilities. See MetLife’s Disclosure Statement or Outline of Coverage/Disclosure Document for full details.
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